LASIK Financing
How to Finance LASIK Eye Surgery
LASIK Procedure Costs
LASIK costs vary widely depending on the area of the country in which LASIK is performed and the degree of your refractive error. The cost of LASIK can range widely, but on average, a good surgeon charges between $1,200 and $1,500 per eye. As with any surgery, it is important to remember that you should not base your choice of a LASIK surgeon solely on the cost of the surgery; a less skilled ophthalmologist may charge less for LASIK, but he may not have the same experience, training, or precise equipment as a more expensive doctor. We recommend avoiding discount laser eye surgery centers with aggressive advertising campaigns. You should not be compacent with simply paying the highest price, either. Look at all of your options and go with the best overall value.
What About Financing Your LASIK Procedure?
Cost is a big hurdle for many people considering LASIK. LASIK is considered an elective procedure by most medical insurance plans and is therefore not covered under the majority of insurance policies. Don't be discouraged! Financing options are available for most patients. If you would like to have LASIK, PRK, or another refractive surgery treatment, but need help financing the procedure, take a look at the following financing options:
Your LASIK Surgeon's Payment Options
Most surgeons offer a variety of payment plans. Talk over LASIK costs and financing with your doctor! Many surgeons work with local and national financial institutions to provide low interest monthly payment plans. Also, be sure to tell your LASIK surgeon if you have a flexible spending account – he or she may have forms for you to fill out.
Vision Fee Plan – Capital One
Capital One's "Vision Fee Plan" provides ophthalmology patients with the funds they need to cover the costs of LASIK, PRK, and other refractive surgeries. Payment plans are set up to accommodate the budgets of patients and interest rates range between 5.9% and 12.9%. Click here to learn more.
Care Credit
Care Credit is a company that provides patients with credit for their LASIK procedures. Care Credit offers short-term, no-interest payment plans and low-interest, extended payment plans. Visit their website to see if your eye surgeon works with them.
Don't let the cost of LASIK prevent you from investigating your options. Most LASIK patients wake up the day after surgery asking, "Why didn't I do this earlier?" Take the time today to find out if LASIK is right for you!
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